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A Borrower Perspective

1 min read

Just for fun, how did you see your borrowing experience?

Recent Posts

Missing Money

Term Premium and Tightening Market Conditions

Term Premium and Tightening Market Conditions

Is Buying a Smaller House a Good Idea?

Is Buying a Smaller House a Good Idea?

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Missing Money

1 min read

Missing Money

Term Premium and Tightening Market Conditions

1 min read

Term Premium and Tightening Market Conditions

Is Buying a Smaller House a Good Idea?

2 min read

Bonds, Bills, Notes - What's The Difference?

2 min read

Bonds, Bills, Notes - What's The Difference?

Some Favorite AI Tools by Category

1 min read

Some Favorite AI Tools by Category

Is Interest the Price of Time?

2 min read

Is Interest the Price of Time?

Chart Storm Hero - July 2023 - Be a Mortgage Advisor

1 min read

Chart Storm Hero - July 2023 - Be a Mortgage Advisor

Housing Values Keep Going Up

2 min read

Housing Values Keep Going Up

Boomers Are Winning a Battle for Housing

2 min read

Boomers Are Winning a Battle for Housing

More Credit Card Debt Than Savings?

3 min read

July 2023 - What's Happening in Real Estate and Lending

1 min read

July 2023 - What's Happening in Real Estate and Lending

HEY Mom... Where Does Debt Come From?

4 min read

HEY Mom... Where Does Debt Come From?

How To Do Great Work?

1 min read

How To Do Great Work?

Amortization Table

2 min read

Amortization Table

Understanding Nominal Versus Real Property Value Growth

2 min read

Understanding Nominal Versus Real Property Value Growth

Homebuilders - A Thought Experiment (ITB)

1 min read

Homebuilders - A Thought Experiment (ITB)

Yield Curves that Invert in the Night

3 min read

House Value w/out the Lag

1 min read

House Value w/out the Lag

What Is Enough?

1 min read

Cash and Liability Management

1 min read

What is the Purpose of Life?

1 min read

Room Temperature Coffee is 'Easy'

2 min read

Room Temperature Coffee is 'Easy'

Do you know how to surf the AI wave? You better learn...

2 min read

Do you know how to surf the AI wave? You better learn...

Doing More with Less - AI for lending and real estate!

2 min read

Doing More with Less - AI for lending and real estate!

Think Different - We're Just Getting Started...

1 min read

Think Different - We're Just Getting Started...

The Power of 5.31% and 20 Years

1 min read

The Power of 5.31% and 20 Years

What Cycle are We In, and What Works Now?

1 min read

What Cycle are We In, and What Works Now?

New AI Tools / Massive Transformation / Resources

1 min read

Will Money Make You Happy?

1 min read

Will Money Make You Happy?

Banking is a Confidence Game

3 min read

Banking is a Confidence Game

The Tale of Two Tellers

1 min read

The Tale of Two Tellers

How Will You ThrAIve in the Future?

2 min read

How Will You ThrAIve in the Future?

WAIT - Why Am I Talking?

2 min read

WAIT - Why Am I Talking?

AI Tools for the Real Estate and Lending Industry

5 min read

AI Tools for the Real Estate and Lending Industry

Is Data the new Defining Input in the next Mortgage Age?

2 min read

Is Data the new Defining Input in the next Mortgage Age?

Using a 401(k) for Buying a House

1 min read

Using a 401(k) for Buying a House

How about a $6.79 Trillion Dollar Off Payment Coupon

2 min read

How about a $6.79 Trillion Dollar Off Payment Coupon

30 Year -vs- Inflation - What's the next step?

2 min read

30 Year -vs- Inflation - What's the next step?

11 Reasons Articles Consolidated - Ebook

1 min read

11 Reasons Articles Consolidated - Ebook

CLA Interview Format - Mike Slaughter - MSFS, NSSA, AEP, CFP®, CRPC®, CLU®

1 min read

CLA Interview Format - Mike Slaughter - MSFS, NSSA, AEP, CFP®, CRPC®, CLU®

AI - Additional Intelligence

1 min read

AI - Additional Intelligence

Interview with Dave Steinberg

1 min read

11 Reasons to Carry a Big Long Mortgage - Reason 11

3 min read

11 Reasons to Carry a Big Long Mortgage - Reason 10

6 min read

11 Reasons to Carry a Big Long Mortgage - Reason 10

11 Reasons to Carry a Big Long Mortgage - Reason 8 & 9

5 min read

11 Reasons to Carry a Big Long Mortgage - Reason 7

3 min read

11 Reasons to Carry a Big Long Mortgage - Reason 6

2 min read

11 Reasons to Carry a Big Long Mortgage - Reason 6

11 Reasons to Carry a Big Long Mortgage - Reason 4 & 5

3 min read

11 Reasons to Carry a Big Long Mortgage - Reason 3

2 min read

11 Reasons to Carry a Big Long Mortgage - Reason 3

11 Reasons to Carry a Big Long Mortgage - Reason 2

4 min read

11 Reasons to Carry a Big Long Mortgage - Reason 2

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