Appreciation is slowing exactly as forecasted, but it's still a positive expectation. So the rapid increase wasn't sustainable, but that...

Inflation is so painful, but we often overlook the positive impact of inflation on borrowing. The government understands this and...

This is the softening that will allow some a greater chance to enter the real estate market. Homebuyer Demand is dropping below 2020...

There are as many ways to save as there are ideas about money. Keep it simple - find something you know about and find interesting and...

Great share by John Wakefield @realestatedecoded https://public.tableau.com/shared/ZGMPK3MWD?:showVizHome=no Interactive link above: It...

Great share by John Wakefield @realestatedecoded https://public.tableau.com/views/Case-ShillerCustom_2/RealMMPPC-SHPI1990?:showVizHome=no...

"Some 36% of households taking in nearly four times the median US salary devote nearly all of their income to household expenses". ...

Reaching all time lows - higher rates are hurting that, but as house value stay to soften I'd expect this to turn up - then we'll need...

Will the house price index start to move down toward hourly earnings, or will hourly earnings catch up with prices?

Inflation caused by an easy money policy leads to a cure of inflation with a tighter monetary policy. What’s the expectation? Higher...

Real wealth is the difference between the net growth of your assets and the loss of purchasing power from inflation. If you had $10 in...

Here's a dilemma: Consumers feel now is the worst time to buy real estate. Consumers now feel real estate is the best investment you can...

Don't worry, as soon as we get a shorter Fed Chair rates should start coming back down again... and the market will grow taller!

'How Much Land Does a Man Need?' One of the most profound short stories I've ever read. We use this as part of our What is Enough?...

I think we are just starting into a recession - one that could be more lengthy and difficult. A recipe of two parts low rates (now...

How does this gap get filled? When housing prices rise as quickly as they have over the last 15 years a huge part of the market gets...

A Certified Liability Advisor is going to look at all your liabilities as part of a broad solution. There are two reasons to borrow: ...

This is a solid visual on the cycles of markets...

I was surprised this year that my daughter had to take Personal Finance as a 10th grader. It was required because of new state...

Something to ponder - the highest we've ever been in this 'ratio' was 2006 when the average appreciation was about 55% of the median income.

Consumers are now feeling the rent equivalent increases as landlords start to exercise their ability to offset higher costs in the form...

We drastically need new inventory - but any shocks to the economy would slow the builders down again as it did in 2007...

Another simpler look - we are continuing to grow our borrowing since the last financial recession. Most borrowing is related to the...

Looking at prior bear markets, the sickness that drove the market lower was economic and the medicine was lower interest rates. What...