There are so many ways you may be missing money. Missed opportunities are a big one, but there is literally missing money you can find...

What if you are forced to buy a smaller house because of higher rates... Key consideration: Appreciation (offsets cost of ownership...

It is no secret that the government is 'making money' literally by issuing debt. As we've discussed on prior posts, when the bank loans...

The research category is new to me, but I'm finding helpful when writing quick posts or summaries. Personal Assistant/AI Tools: ChatGPT -...

Just a thought - but in our course we say that if: 'time is money' then 'time management is money management'. Me I was reading...

Black Knight August 2023 Mortgage Monitor Report Highlights - Home prices are at record highs, both nationally and locally. - The lack...

Short video pointing out some key points around leverage. If you are in the housing game you can trade up or down, but with leverage...

The Rising Trend of Credit Card Debt Among US Adults A recent study conducted by Bankrate has highlighted an alarming trend in the...

When we talk about debt pulling spending power forward, it means that people can buy things even if they don't have enough money saved...

http://paulgraham.com/greatwork.html Working with and coaching students, adults and even retirees, this question comes up in many ways....

A simple amortization table is a handy resource if you don't have one lying around. We talked about how powerful this can be as an...

Nominal growth and real growth are two concepts used to measure the increase in real estate values over time. They represent different...

I wonder if home builders are a good investment here, or did they front run all this building that they are doing and the recession takes...

What's an inverted yield curve and why should you care? Imagine you have a lemonade stand, and you sell lemonade to your friends....

House values are dynamic and all real estate is local... but we often see values measured at a large aperture, like 'national' house...

Stan Hayward turns this around for us, in a lovely poem. I've taken the liberty of using AI and turning his poem into a video.

Why don't we all drink room temperature coffee? It's really easy, just pour water into a cup, and add your coffee and stir. Easy,...

We don't know what the future may look like, but I bet it's going to look more like this than we might expect: (image of housekeeper...

This has been an amazing journey, being in a position to learn the lending industry, the financial advice industry and the real estate...

There are many 'hacks' we use when communicating powerful concepts to borrowers to help them understand compound interest, etc. An old...

This is a simple, but profound history of the typical cycles we go through with markets. The housing cycle tends to 'lead' which means...

Looking to find the perfect AI tool for the job? https://library.phygital.plus/?ref=producthunt allows you to search over 1,000 AI...

We have a common denominator in what we do with our precious life energy... Realtors, Lenders, Financial Advisors all interact with...

Some thoughts on the banking crisis and recent issue with Silicon Valley Bank. There are continued cracks in the confidence game that is...