What if you are forced to buy a smaller house because of higher rates... Key consideration: Appreciation (offsets cost of ownership...

Just a thought - but in our course we say that if: 'time is money' then 'time management is money management'. Me I was reading...

My favorite charts from this past month and the stories they tell us about what's going on in financial (real estate, lending and...

Black Knight August 2023 Mortgage Monitor Report Highlights - Home prices are at record highs, both nationally and locally. - The lack...

The Rising Trend of Credit Card Debt Among US Adults A recent study conducted by Bankrate has highlighted an alarming trend in the...

What's happening in the real estate, lending and wealth creation landscape. Each month I'll highlight what I find interesting, and why in...

When we talk about debt pulling spending power forward, it means that people can buy things even if they don't have enough money saved...

Nominal growth and real growth are two concepts used to measure the increase in real estate values over time. They represent different...

I wonder if home builders are a good investment here, or did they front run all this building that they are doing and the recession takes...

What's an inverted yield curve and why should you care? Imagine you have a lemonade stand, and you sell lemonade to your friends....

Now on YouTube. We've had people ask about this in the past - as a convenience we have posted as a playlist. This series from niofe.org...

There are many 'hacks' we use when communicating powerful concepts to borrowers to help them understand compound interest, etc. An old...

This is a simple, but profound history of the typical cycles we go through with markets. The housing cycle tends to 'lead' which means...

How banks make money, and how you can too! I wrote a short e-book based on some prior blog posts to talk about concerns I was having with...

After putting together my thoughts about the last published version of the Ric Edelman - 11 Reasons to Carry a Big Long Mortgage, I've...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...

This article has been around since I was originating loans and it was recently updated on Ric's site. I thought I'd take each one of his...