"Inflation feels like paying interest on money you didn't borrow." Todd Ballenger

When rates go down, buying power goes up. This means if the house prices stay the same - you can buy a bigger house or have a lower...

We talk about Safety, Liquidity and Return as the 3-legged stool of investing. CASH is a version of sitting on the sidelines with your...

Things move in cycles, and one of my favorite Macro econ gurus is Marco 42 - Darius Dale. He has studied what works well in each market...

The market moves in cycles, rates move in cycles, the sun and moon move in cycles... Knowing where you are in the cycle is key.

I am writing a new ebook as part of a series - and that includes this hot topic of inflation. When they say 'sticky' they mean that once...

Interest rate increases are often a sign of market strength... in the past the increases slowed the market, but the market easily...

Wonderful look at what's happening right now with the financial world, and the financial world does impact just about everything we do...

Just for fun, how did you see your borrowing experience?

When we talk about housing - the only way buying a house makes you money directly is through appreciation. This appreciation is real,...

What story does this graph tell? HINT: Real income goes up over time, Real rents go up over time, what goes down over time? Your real...

When you invest, you are used to seeing a chart like this - this shows investments returns since 1926. Note the reason we invest in...

NIFE has released new consumer financial education. Aren't you a consumer? Click and take the PIN/FIN Challenge to see how you are doing...

For every 1% increase in rates - a buyer loses about $30,000 of buying power. That loss of buying power makes it harder to pay 'up' for...

The rule of 72, where we divided the investment RETURN by 72 to see how long it will take to double. In our prior example chart, the...

The actual distribution return of investment returns from 1926 to the present is... In other words, there are no straight lines in the...

Ask your student to have a go at learning about money. Check out some of the CALM lessons which take you on a journey through consumer...