There are so many ways you may be missing money. Missed opportunities are a big one, but there is literally missing money you can find...

Visit: https://www.facebook.com/NIFECLA for more charts and updates. The Fed may slow or stop increasing rates as term premium in bonds...

What if you are forced to buy a smaller house because of higher rates... Key consideration: Appreciation (offsets cost of ownership...

It is no secret that the government is 'making money' literally by issuing debt. As we've discussed on prior posts, when the bank loans...

The research category is new to me, but I'm finding helpful when writing quick posts or summaries. Personal Assistant/AI Tools: ChatGPT -...

Just a thought - but in our course we say that if: 'time is money' then 'time management is money management'. Me I was reading...

My favorite charts from this past month and the stories they tell us about what's going on in financial (real estate, lending and...

Black Knight August 2023 Mortgage Monitor Report Highlights - Home prices are at record highs, both nationally and locally. - The lack...

Short video pointing out some key points around leverage. If you are in the housing game you can trade up or down, but with leverage...

The Rising Trend of Credit Card Debt Among US Adults A recent study conducted by Bankrate has highlighted an alarming trend in the...

What's happening in the real estate, lending and wealth creation landscape. Each month I'll highlight what I find interesting, and why in...

When we talk about debt pulling spending power forward, it means that people can buy things even if they don't have enough money saved...

http://paulgraham.com/greatwork.html Working with and coaching students, adults and even retirees, this question comes up in many ways....

A simple amortization table is a handy resource if you don't have one lying around. We talked about how powerful this can be as an...

Nominal growth and real growth are two concepts used to measure the increase in real estate values over time. They represent different...

I wonder if home builders are a good investment here, or did they front run all this building that they are doing and the recession takes...

What's an inverted yield curve and why should you care? Imagine you have a lemonade stand, and you sell lemonade to your friends....

House values are dynamic and all real estate is local... but we often see values measured at a large aperture, like 'national' house...

Now on YouTube. We've had people ask about this in the past - as a convenience we have posted as a playlist. This series from niofe.org...

Stan Hayward turns this around for us, in a lovely poem. I've taken the liberty of using AI and turning his poem into a video.

Why don't we all drink room temperature coffee? It's really easy, just pour water into a cup, and add your coffee and stir. Easy,...

We don't know what the future may look like, but I bet it's going to look more like this than we might expect: (image of housekeeper...

When is less more? When you can use less time to provide a greater output. Technology has already been doing this for us, but the...